Terms and Conditions.


You will find our Standard Loan Contract Terms our Website Terms and Conditions and our Privacy Policy below.


Please click here to view and download Broadlands Standard Loan Contract Terms.


Access and use of the Broadlands Finance Limited ("Broadlands") website ("Website") is subject to the following terms and conditions of use ("Terms of Use"). By viewing and using the Website, you are deemed to have read and understood the Terms of Use and you signify your acceptance of the same. It is a condition of your use of the Website that you observe the Terms of Use at all times.

Accuracy of Information

Broadlands does its best to ensure that any information, data, services, systems, articles, bulletins and other content published from time to time on the Website ("Content") is accurate and complete.  We do not, however, warrant that the Content is accurate or complete.  We therefore recommend that you check the accuracy and completeness of any Content with Broadlands before proceeding with any products or services offered.


The Content has been provided for informational purposes only and should not be construed as financial or other advice. The Content has not been prepared by taking into account the particular objectives, situation or needs of any individual user.  We therefore recommend that you take appropriate professional and legal advice before entering into any investments or binding contracts.  Information quoted on the Website may be indicative rather than definitive.

Terms of Use

You may use the Website and Content for your own private, non-professional use only.  We have and retain copyright and all other intellectual property rights in all Content and the Website.  You may not use, copy, disseminate, distribute or re-sell the Website or Content (or any part thereof) for any commercial use or purpose whatsoever without obtaining prior written consent from Broadlands.

The Website and Content has been specifically designed for use solely in New Zealand.  If you choose to use the Website or Content from a jurisdiction other than New Zealand, you do so on your own initiative and you are responsible for compliance with any applicable laws of that jurisdiction.

Limitation of Liability / Disclaimer

Broadlands shall not be liable for any loss, damages, costs, claims or expenses whatsoever arising from:

  • the acts, errors or omissions of our company or our Website builders;
  • the accuracy or completeness of the Website or Content; or
  • your use of the Website and Content otherwise than in accordance with these Terms of Use.

In no event shall Broadlands be liable for any indirect or consequential loss or damages whatsoever (including, without limitation, loss of profits) incurred by you or in respect of any claim made against you by any third party arising as a result of, or in connection with, your use of the Website or Content.  The Website and Content is provided 'as is'.  All warranties, whether express or implied under law (including, without limitation, any warranties in relation to the Content, information, data, services, interrupted use, errors, omissions, delays, termination of service, loss of data for any reason, fitness of purpose, infringement of third party property rights), are hereby expressly excluded to the fullest extent permitted by law.


Some pages on the Website contain hypertext links to and from websites not operated or maintained by us ("Third Party Websites").  You are reminded that when you enter a Third Party Website by means of hypertext links from the Website, you will be subject to the terms and conditions of the Third Party Website you are entering.  Similarly, when you enter the Website by means of hypertext links from a Third Party Website, you will be subject to these Terms of Use.  We accept no liability in respect of any loss or damage arising from any use of a Third Party Website.

Governing law and jurisdiction

These Terms of Use are governed by the laws of New Zealand and you agree to submit to the exclusive jurisdiction of the courts of New Zealand.


A cookie is a text-only string of information that a website transfers to the cookie file of the browser on your computer's hard disk so that the website can remember who you are.  A cookie will typically contain the name of the domain from which the cookie has come, the "lifetime" of the cookie, and a value, usually a randomly generated unique number.


From time to time, we may change the Terms of Use, the Limitation of Liability/Disclaimer, the Privacy Policy and any other terms and conditions applicable to the Website or to any services offered by Broadlands.  By using the Website and such services, you are deemed to have accepted any such changes.


Our commitment to privacy

Your privacy is important to Broadlands.  To better protect your privacy we provide this Privacy Policy, which explains our online information practices and the choices you can make about the way personal information about you is collected and used.  To make this Privacy Policy easy to find, we make it available throughout our site and where personally identifiable data may be requested.

The information we collect

This Privacy Policy applies to all personal information collected or submitted on the Website.  On some pages, you may be able to order products, make requests, and register to receive email updates, which may require you to provide personal information.  You can also submit personal information about other people on some pages.  The types of personal information collected on these pages include:

  • Name
  • E-mail address
  • Phone number
  • Address

You may request access to your personal information we hold, or to correct your personal information, at any time.

How we use information

Broadlands will use the personal information that you provide about yourself for things such as creating an application, entering an online contest, placing an order, signing up for email updates.  We do not share this information with any outside parties except to the extent necessary to consider that application or complete that order.

We may use your contact details to communicate with you, for example, to notify you of special offers or programs you might find of interest from one or more of our related party companies.  We use return e-mail addresses to answer the e-mail we receive.  We may also use these e-mail addresses to provide order status and order tracking information, and to respond to queries.  You may be able to register with our Website if you would like to receive updates on news, events or new products or services.

We may use non-identifying and aggregate information to better design our Website and share with our advertising agencies - for example, we may tell an advertising agency that X number of individuals visited a certain area on our Website or that Y number of men and Z number of women filled out our registration form, but we would not disclose anything that could be used to personally identify those individuals.  If you choose to register or receive products or materials from us or to otherwise give us personal information, we may store some or all of that personal information and use it for marketing research and marketing purposes.  We will never sell your personal information to any non-related company.

In the event of a criminal investigation or a suspected illegal activity, we may be required by law enforcement agencies to share certain personal information.

Finally, we never use or share personally identifiable information provided to us online for purposes unrelated to those described above without also providing you with an opportunity to opt out or otherwise prohibit such uses.


Please click here to view and download.

Borrowers  0800 22 33 50